Account is the action and effect of counting (number or compute things that are considered as homogeneous units, put someone in the number that corresponds, refer an event, take into account).
An account, therefore, can be a calculation or one arithmetic operation . For example: “Can you help me with this account? I have trouble multiplying numbers with decimals ”, "If the account has not gone wrong, we have to pay twenty dollars each", “The account indicates that, on this occasion, we spend more than the first time”.
For the accounting , the account is the element that allows the classification of financial and commercial operations. Through accounts, which are usually plotted in the form of T and divided into Debit (Should ) and Credit (To have ), these transactions are recorded in the accounting books.
Another use of the concept mentions the account as the deposit of money It is done in a financial institution. The current account it is one that can be debtor or creditor; The user, therefore, can use money on credit (incur debt) and pay it later. Another type of account is the Savings bank , by means of which the user only has at his disposal the money he has deposited: “I want to make a withdrawal, please: I have an account at the branch of the center”, “There was a problem with the bank account and I couldn't make the transfer”.
The requirements for obtaining a specific type of bank account vary by institution, and the same applies to the conditions of use, additional services, maintenance costs and restrictions. For example, most banks They charge commissions for making money transfers, and the rates are different in each case. Similarly, it is common for a tax to be charged for the renewal of credit and debit cards every year.
The term can also be used as a synonym for membership, referring to the membership of a group or entity. This is especially true on the Internet, since we are in an era characterized by close relationships between service providers and their customers. In this sense, having an account on a website means signing up for your base of data, be part of your user portfolio.
Talk about unified account system when several devices or applications share the same personal data user. This is especially useful for those who regularly consume products from a certain company and wish to maintain their profiles when they renew their devices, or for sets of programs and tools that benefit from the information collected by the rest to offer a more fluid and reliable experience. .
When two or more devices allow the unification of user accounts, the history of actions performed on each of them, as well as certain information Sensitive, such as credit card numbers, are usually available from the rest, which results in greater convenience. One of the strengths of this implementation can be seen when an apparatus suffers irreparable damage or is lost, the economic loss does not add that of personal information, which is often of vital importance.
Account is also the reason for something or the care, charge or concern : “María is nobody to ask for an account of my actions”, "Guys, the next round of beer runs on my own". On the other hand, the expression clear accounts refers to a relationship in which there are no misunderstandings or unresolved issues; It can also be used literally to refer to the absence of debts or their knowledge, without risk that they are not properly settled.